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Clarissa qualified as a solicitor in 2013 and joined Keoghs Marine team in 2019. Clarissa has a broad experience in dealing with insurance litigation with a particular specialism in marine claims. She has many years’ experience working with a leading insurer in the marine industry dealing with recoveries and liability disputes relating to yacht collisions, contractor’s liability for defective works and policy coverage disputes.
Clarissa has a wealth of experience in dealing with insurance fraud. She deals with first party fraud invocation referrals where she acts as a final reference point as to whether insurers have sufficient evidence to invoke the fraud condition under their policies. She also has experience in issuing proceedings under the tort of deceit to recover insurers’ outlay when a fraud has been committed.
Clarissa frequently provides advice to insurers on policy responses, including whether insurers have alternative options in achieving a saving due to misrepresentation and non-disclosure and has experience in applying to the court for Norwich Pharmacal Orders to obtain information such as telephone records to assist insurers in trying to prove fraud. She offers sensible, commercial advice taking into account the higher burden of proof in fraud claims.
Latest Insights by Clarissa Dumolo
This recent marine claim involved an insurance company which had highly unusual clauses excluding claims arising from the insured’s own negligence.