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Keoghs Insight
We keep you up-to-date on emerging market issues and their impact on the insurance sector,
through a variety of publications, events and our leading market initiatives.
Client Alerts 28/10/2021
What’s driving motor claims inflation?
With average motor premiums falling around 10% in the last three years, you’d be forgiven for not giving reports of increasing claims inflation much notice. However, with the motor insurance market being so competitive and a history of incredibly narrow profit margins, those in the industry will be taking great notice of the steadily rising averages of motor claims costs.
Client Alerts 07/09/2021
Government response to FRC Consultation
The Government has responded to the 2019 consultation paper ‘Extending Fixed Recoverable Costs in Civil Cases: Implementing Sir Rupert Jackson’s Proposals’. The Government consulted on the following proposals: 1. Extending FRC to all other civil cases in the fast track, up to a value of £25,000 in damages; 2. A new process and FRC for NIHL claims; 3. Expanding the fast track to include simpler ‘intermediate’ cases valued between £25,000–£100,000 in damages; and 4. The introduction of costs budgeting in ‘heavy’ JRs
Client Alerts 27/08/2021
Damages Claims Portal Pilot Scheme: What's it all about?
Her Majesty’s Courts and Tribunals Service (HMCTS) has been developing a programme of reform to modernise the court service since 2016. This programme includes the provision of digital services to improve efficiency. The Damages Claims Portal (DCP) started its life back in 2017 as a limited pilot for the issuing of claims online, and has been developed since then to cover more of the claims process, with the longer term intention of this becoming a complete end to end service for damages claims. Natalie Larnder summarises the pilot scheme and how it may help with the court backlog.
Client Alerts 23/07/2021
Search engine ad spoofing: Is the Online Safety Bill the solution?
Tackling the problem of search engine ad spoofing is difficult, complicated and long-winded. Head of Market Affairs, Natalie Larnder, questions whether or not the Online Safety Bill could provide a solution.
Client Alerts 16/06/2021
Whiplash reforms: How’s it going and what’s next?!
It’s been two weeks since the OIC portal went live and six weeks since I started in my new post as Head of Market Affairs at Keoghs and while Keoghs is fresh and new for me I’m sure I’m not alone in feeling like we’ve been talking about the whiplash reforms forever – the past five and a half years in fact! With three delays to the originally intended launch date, there is much relief that we can finally stop talking about whether the reforms will happen at all. Conversation has now inevitably turned to what comes next. Will the technology hold up? When will we start to see satellite litigation to plug the policy gaps? And, will wrist-lash become the new whiplash?!
Client Alerts 12/02/2021
Secondary legislation: Timing is everything…
The emergence of the 22 January CPRC meeting minutes has been widely publicised this week. The minutes confirm that CPRC members recommended that Sir Geoffrey Vos (the Master of the Rolls) approved the draft Pre-Action Protocol (PAP). It also states that the matter is due to return to the CPRC meeting held last week (5 February), indicating that good progress is being made towards an implementation date of May 2021.