Keoghs Insight

We keep you up-to-date on emerging market issues and their impact on the insurance sector,
through a variety of publications, events and our leading market initiatives.

AWARE 22/07/2021

Credit Hire Aware | July 2021

Our latest issue of Credit Hire Aware is now available, bringing you all the recent developments from our team and the wider credit hire arena. In this issue, our team cover patterns emerging as a result of the reforms and the potential implications on the market, as well as giving guidance on how to deal with the NVC response stage. There is also a summary of a number of recent successes, including two strategically significant appeal cases handled by the team.

Blogs 15/07/2021

Covid-19 safety measures: To keep or not to keep...that is the question

A final decision announced on 12 July means that businesses potentially won’t have long to wait before legal restrictions designed to protect against the spread of Covid are lifted. But assuming that the measures may no longer be legal requirements, with some perhaps downgraded to mere guidance and some completely abandoned on 19 July, what (if any) precautions should businesses keep in place, even if they are not expressly required to do so? 

Blogs 14/07/2021

Smart Motorways: Where are we now?

The contentious issue of accidents on Smart Motorways continues to rumble on. In January, Natalie Dawes updated clients with the latest information after comments from Coroner, David Urpeth, brought the argument of the safety of Smart Motorways back to the media. Since then, a number of further reports and comments have been published over the last few months, which Craig Withington summarises before looking at the implications for claims arising from such accidents.

Client Alerts 13/07/2021

First Central Management Limited v On Hire Limited

An order for Credit hire firm On Hire to pay 60% of First Central's costs was upheld on appeal, after the appeal judge agreed that proceedings had been brought for their financial benefit and that they were the ‘real party’. Partner Gary Herring details the case and highlights potential impacts for future cases. 

Blogs 08/07/2021

VNUK: Is the end in sight?

The VNUK ruling and the decision in Motor Insurers’ Bureau v Lewis [2019] EWCA Civ 909 which followed it, created a previously unfunded pool of cases which insurers have to meet indirectly via the MIB levy – causing a knock-on financial impact to premium-paying consumers.  This financial impact was previously estimated by Government to be around £50 per motor insurance policy - should the impact of VNUK be fully implemented to UK law.